You work hard to support yourself and your family, but sometimes the unexpected can change everything. If you experience disabling events or circumstances that disrupt your life and prevent or limit your ability to work, Social Security Disability (SSDI) can help preserve your financial well-being.

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What is SSDI?

If you are unable to work due to a disabling medical condition, Social Security Disability benefits may be available to replace lost income on a temporary or permanent basis, allowing you to preserve your financial well-being.

At The Advocator Group, our team of experienced Client Advocates can help determine if you are eligible for Social Security Disability (SSDI) benefits and help you receive the benefits to which you are entitled.

Social Security Disability Overview

  • SSDI is funded by a portion of the payroll taxes (FICA) that you pay while working.
  • These benefits are paid to qualifying workers who can’t work due to severe illnesses or injuries that are expected to last at least one (1) year or result in death.
  • SSDI is an insurance benefit that you have paid for and earned. SSDI is not welfare. To qualify for SSDI benefits, most disabled workers must have worked and paid FICA taxes for at least five (5) out of the last ten (10) years.

Why Should I Apply?

  • You will qualify for Medicare health insurance coverage after you receive Social Security Disability benefits for two (2) years.
  • You may be eligible to receive Social Security Disability benefits as you transition back into the workplace.
  • Social Security Disability benefits may increase each year because of an annual cost-of-living adjustment, and your COBRA coverage may be extended.
  • You may have potential tax savings, and it may increase your potential Social Security retirement benefits. Your family could receive benefits as well.