Special Enrollment Period (SEP)

Medicare’s Special Enrollment Period, or SEP, is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount. Depending on your Special Enrollment Period type, you usually have 60 days before or 60 days following the event to enroll in a Medicare plan. You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time. Job-based plans must provide a Special Enrollment Period of at least 30 days.

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At Advocator Advantage, a Brown & Brown Company, we are committed to helping individuals navigate the complexities of Social Security Disability Insurance (SSDI), Medicare, and the Ticket to Work program.

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