How much does Medicare cost in Tennessee?

Most Tennessee residents pay $0 for Part A, while standard Part B monthly premiums are set by the federal government each year. Medicare Advantage plans in Tennessee often come with $0 or low monthly premiums depending on your county, whereas Medicare Supplement plans in Tennessee typically range from $100 to $200+ per month. Your total out-of-pocket costs will vary based on your specific plan choice, usage, and income level.

What Medicare Advantage plans are available in Tennessee?

Tennessee offers HMO, HMO-POS, and PPO Medicare Advantage plans through major carriers like BlueCross BlueShield of Tennessee, Humana, Cigna, Aetna, UnitedHealthcare, and Wellcare. Plan availability, network doctors, and extra benefits vary by county, so a plan available in Nashville or Memphis may look different from one in Knoxville or Chattanooga.

What are the different types of Medicare plans available in Tennessee?

Medicare TN consists of Original Medicare (Part A hospital and Part B medical coverage) alongside standalone Part D prescription plans. Tennesseans can also choose Medicare Advantage plans in Tennessee (Part C) to bundle these services, or purchase Medicare Supplement plans (Medigap) to cover out-of-pocket gaps.

What does Medicare cover in Tennessee?

Original Medicare in Tennessee covers medically necessary services, including hospital stays, doctor visits, outpatient procedures, and preventive screenings. It does not cover prescription drugs, routine dental, vision, or hearing unless you add extra coverage or choose a Medicare Advantage plan.

What is the difference between Medicare Advantage and Medigap in Tennessee?

Medicare Advantage plans in Tennessee replace Original Medicare with private network coverage, low monthly premiums, and built-in extra perks like dental or vision. Medicare Supplement plans, on the other hand, act as secondary coverage to Original Medicare, letting you see any doctor nationwide who accepts Medicare with minimal out-of-pocket costs. Choosing between them comes down to whether you prefer lower monthly costs or freedom from provider networks.

Medicare in Tennessee

Advocator Advantage Can Help You Find Medicare Plans in Tennessee

At Advocator Advantage, we understand that Medicare is not one-size-fits-all. We’re committed to helping you find the Tennessee Medicare plan that fits your unique needs. With no-cost, personalized guidance from our experienced licensed agents, you can explore a variety of options with confidence.

CALL ME ABOUT MEDICARE

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We Care About Your Medicare Enrollment

Advocator Advantage has a team of experienced Licensed Insurance Agents ready to help you find a Tennessee Medicare Plan that suits your unique needs.

We contract with major national insurance carriers to offer you a wide range of Medicare Advantage and Medicare Supplement (Medigap) options from all over Tennessee to ensure we can help you find a plan that meets your healthcare and financial needs.

Best of all, Advocator Advantage is compensated by the insurance carrier after a Medicare enrollment – so there’s no cost to you for using our consulting services.

Medicare Plans in Tennessee

If you are wondering “What is Medicare Advantage?” or “What are the different parts of Medicare?” Advocator Advantage can help. We will take the time to educate you about Medicare Advantage, Medigap, and Medicare Part D, as well as the Medicare Plans in Tennessee available near you.

Many Medicare Advantage plans offer additional perks in addition to the more standard coverage options. If you’re interested in comparing Medicare Advantage Plans in Tennessee, some of the benefits that may be available to you include:

Routine dental coverage
Vision coverage
Hearing coverage
Low maximum out-of-pocket protection
Affordable over-the-counter supplies
Meal services
Transportation assistance

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Areas We Serve

Bartlett
Brentwood
Chattanooga
Clarksville
Cleveland
Collierville
Columbia
Franklin
Gallatin
Hendersonville
Jackson
Johnson City
Kingsport
Knoxville
Lebanon
Memphis
Murfreesboro
Nashville
Smyrna
Spring Hill

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Learn More About Medicare Enrollment in Your State

Medicare enrollment is not as simple as choosing a plan from a list and adding it to your cart. It’s important to know which questions to ask so you can find a Medicare plan that is well suited for your unique health care and financial needs.

Visit our FAQ page to learn more about the different parts of Medicare and why having a dedicated agent working for you can make all the difference.

Learn more

What Our Clients Have to Say

We are proud to provide Tennessee residents with quality service and support as they navigate the process of selecting a Medicare Plan. Our seasoned team has extensive knowledge about the Tennessee Medicare market, and we have helped individuals from all over Tennessee in areas ranging from Knoxville, Shelby, Davidson, Hamilton, Rutherford, Nashville, and Memphis to find the coverage they need.

Here’s what some of our Tennessee-based clients have to say about their experience working with Advocator Advantage for Medicare support:

“My agent was so very kind and extremely patient. She is definitely an asset to Advocator Advantage. She treated us with respect and kindness. I feel we were blessed to have her help. Thank you!”
“My agent called on time and was very polite. He helped me with everything I needed!”
“My Advocator Advantage representative was great. He explained everything well, and though there was a lot of information, I understood most of it because he walked me through step-by-step. He was kind and even advised me to call him anytime with questions, even after I signed up for an Advantage plan. That really impressed me. Thank you for such great service!”
“It was a great pleasure to talk with you – my agent is amazing!”

Medicare Eligibility in Tennessee

Watch this 6-minute video to learn about the different parts of Tennessee Medicare and what you need to know to make an informed decision.

Get Your Questions Answered

Individual circumstances will ultimately determine when you should enroll in Medicare. Our licensed agents will discuss your needs and help you understand the options that are available to you.

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Let’s Get Started

Take the first step toward financial well-being today. Our team is ready to help.

Fill out the form to receive a free Medicare consultation

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Need help with Medicare?

Advocator Advantage partners with major national insurance carriers to can help you find a plan that meets your healthcare and financial needs

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Frequently Asked Questions About Medicare in Tennessee

How much does Medicare cost in Tennessee?

Most Tennessee residents pay $0 for Part A, while standard Part B monthly premiums are set by the federal government each year. Medicare Advantage plans in Tennessee often come with $0 or low monthly premiums depending on your county, whereas Medicare Supplement plans in Tennessee typically range from $100 to $200+ per month. Your total out-of-pocket costs will vary based on your specific plan choice, usage, and income level.
What Medicare Advantage plans are available in Tennessee?

Tennessee offers HMO, HMO-POS, and PPO Medicare Advantage plans through major carriers like BlueCross BlueShield of Tennessee, Humana, Cigna, Aetna, UnitedHealthcare, and Wellcare. Plan availability, network doctors, and extra benefits vary by county, so a plan available in Nashville or Memphis may look different from one in Knoxville or Chattanooga.
What are the different types of Medicare plans available in Tennessee?

Medicare TN consists of Original Medicare (Part A hospital and Part B medical coverage) alongside standalone Part D prescription plans. Tennesseans can also choose Medicare Advantage plans in Tennessee (Part C) to bundle these services, or purchase Medicare Supplement plans (Medigap) to cover out-of-pocket gaps.
What does Medicare cover in Tennessee?

Original Medicare in Tennessee covers medically necessary services, including hospital stays, doctor visits, outpatient procedures, and preventive screenings. It does not cover prescription drugs, routine dental, vision, or hearing unless you add extra coverage or choose a Medicare Advantage plan.