Need Help with Medicare?
Advocator Advantage partners with major national insurance carriers to can help you find a plan that meets your healthcare and financial needs
At Advocator Advantage, we understand that Medicare enrollment is not one-size-fits-all. We’re committed to helping you find the Medicare plan that fits your needs and lifestyle. Whether you’re looking for a Medicare Advantage plan, Medicare Supplement (Medigap) plan, or Medicare Part D plan, you can explore a variety of options with confidence, with no-cost, personalized guidance from our experienced Medicare advocates.
Advocator Advantage has a team of experienced Licensed Insurance Agents ready to help you find Maryland Medicare Plans that suit your unique needs.
We contract with major national insurance carriers to offer you a wide range of Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D (prescription drug coverage) options from all over Maryland to ensure we can help you find a plan that meets your healthcare and financial needs.
Best of all, Advocator Advantage is compensated by the insurance carrier after a Medicare enrollment – so there’s no cost to you for using our consulting services.
If you are wondering “What is Medicare Advantage?” or “What are the different parts of Medicare?” Advocator Advantage can help. We will take the time to educate you about every type of Medicare plan available near you in Maryland.
If you’re eligible to enroll in a Medicare health insurance plan for the first time or are considering changing your Medicare coverage, it’s important to note that many Medicare Advantage plans offer additional perks in addition to the more standard coverage options. If you want to compare Medicare Advantage Plans in Maryland, some of the benefits that may be available to you include:
Medicare enrollment is not as simple as choosing a plan from a list and adding it to your cart. It’s important to know what questions to ask so you can find a Medicare health plan in Maryland that is well suited for your unique health care and financial needs. Our licensed agents can answer any of your your Medicare questions.
Visit our Medicare page to learn more about the different parts of Medicare and why having a dedicated agent working for you can make all the difference.
Watch this 6-minute video to learn about the different parts of Medicare and what you need to know to make an informed decision.
Individual circumstances will ultimately determine when you should enroll in Medicare. Our licensed agents will discuss your needs and help you understand the options that are available to you.
Fill out the form to receive a free Medicare consultation
Advocator Advantage partners with major national insurance carriers to can help you find a plan that meets your healthcare and financial needs
How much does Medicare cost in Maryland?
Most Maryland residents pay $0 for Part A, while standard Part B monthly premiums are set by the federal government each year. Medicare Advantage plans in Maryland often offer $0 or low monthly premiums depending on your county, whereas Medicare Supplement plans in Maryland typically range from $100 to $200+ per month. Your total out-of-pocket costs will vary based on your specific plan choice, usage, and income level.
What Medicare Advantage plans are available in Maryland?
Maryland offers HMO, HMO-POS, and PPO Medicare Advantage plans in Maryland through major local and national carriers like CareFirst BlueCross BlueShield, Kaiser Permanente, Johns Hopkins Advantage MD, Alterwood Advantage, Aetna, Humana, and UnitedHealthcare. Plan availability, network doctors, and extra benefits vary by specific Maryland county and ZIP code.
What are the different types of Medicare plans available in Maryland?
Medicare in Maryland consists of Original Medicare (Part A hospital and Part B medical coverage) alongside standalone Part D prescription plans. Marylanders can also choose Medicare Advantage plans in Maryland (Part C) to bundle these services or purchase Medicare Supplement plans in Maryland (Medigap) to cover out-of-pocket gaps.
What does Medicare cover in Maryland?
Original Medicare in Maryland covers medically necessary services including hospital stays, doctor visits, outpatient procedures, and preventive screenings. It does not cover prescription drugs, routine dental, vision, or hearing unless you add extra coverage or choose a Medicare Advantage plan.
What is the difference between Medicare Advantage and Medigap in Maryland?
Medicare Advantage plans in Maryland replace Original Medicare with private network coverage, low monthly premiums, and built-in extra perks like dental or vision. Conversely, Medicare Supplement plans in Maryland act as secondary coverage to Original Medicare, allowing you to see any doctor nationwide that accepts Medicare with minimal out-of-pocket costs. Choosing between them comes down to whether you prefer lower monthly costs or freedom from provider networks.
Fill out the form to get a free evaluation