Disability Benefits & Claims

Once your disability application is approved, you will begin receiving cash benefits. If you remain disabled, these benefits will continue until you reach retirement age. Once you’re of retirement age you will cease receiving disability benefits and will instead receive Social Security retirement benefits. Before this happens, there are a number of things you need to keep in mind. You have to notify The Social Security Administration (SSA) of any income changes and income influencing events. For example, if you stop working or you begin working, you must inform SSA. In addition to this, SSA will periodically review your disability claim to make sure you still meet their strict definition of disability. These reviews are usually scheduled to occur between every 3 and 7 years. These are not fixed time frames, and the frequency of the reviews will differ based on the nature of the disabling impairment.

There are two main obstacles that may impact a successful claim for disability benefits. The first is the high rate at which most disability applications are denied. This is because SSA has a strict definition of what they consider “disabled” to mean. Second, the application process itself is complex and it is all too easy to make a mistake which may get the entire application rejected.

Need help applying for SSDI?

The Advocator Group can help you better understand and take advantage of the many benefits of Social Security Disability, to help maximize your financial well-being during your period of disability.