Earlier this month we helped kick off Disability Insurance Awareness Month (DIAM) by sharing some excellent resources and shocking statistics about how unprepared many American workers truly are for a sudden loss of income due to illness or injury. We also wanted to share with you what one of our clients had to say about how his life drastically changed, and the difference that disability benefits can make!

The Council for Disability Awareness (CDA) focused this year’s DIAM campaign around millennials—placing a particular emphasis on how many young people enter the workforce without thinking about the future. This leads to aging workers becoming unable to work and finding that they cannot make ends meet with what they have saved.  This is certainly not the case with all millennials, but regardless, a sudden loss of income can be particularly difficult for younger individuals since they have had less time to save and are likely to have young children or other family members who are dependent on their income.

Recently, we met with an awarded client who is also a millennial, and he was kind enough to film a brief testimonial video for us to describe both the difficulty and reward of going through the SSDI application process. We are inspired by his words and the opportunities that his benefits have created for him and his wife in the future. We hope that you enjoy hearing Michael’s story as our way of concluding Disability Insurance Awareness Month.

While millennials do not make up the largest population of people applying for Social Security Disability Insurance (SSDI) benefits due to their younger, therefore generally healthier, age, whenever someone in this age range finds themselves unable to work due to an unexpected illness or injury, it is our honor to support them through the SSDI application process. We get great joy out of telling our clients they have been awarded and learning more about what their SSDI benefits will mean for them and their families.

We encourage you to check out some of the resources and insights we shared in our previous post to learn more about how to protect your financial future one small step at a time.

Nothing in this post is intended as advice or a suggestion to elect or not elect to claim benefits of any kind, including Social Security benefits, nor is it intended as financial advice in any way.  The decision to claim benefits is a personal one that is contingent upon each individual’s unique circumstances.