Our clients have access to Aevo Services, helping you select a cost-effective Medicare plan.
As a Social Security Disability beneficiary, you will be eligible for Medicare after a waiting period. Let Aevo Insurance Services, a subsidiary of The Advocator Group, advise you on the process.
Medicare is the federal health insurance program for people who are age 65 or older, certain younger people with disabilities and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
For SSDI Recipients
Beyond cash benefits, an important advantage of qualifying for Social Security Disability is that you also become eligible for Medicare. The team at Aevo Insurance Services, a subsidiary of The Advocator Group, helps you to identify the best coverage available, based on your unique treatment profile and budget.
For Individuals Age 65 or Older
All American citizens and permanent residents who meet the basic employment criteria automatically become eligible for Medicare coverage at age 65.
Types of Medicare Benefits
- Medicare Part A
Part A covers inpatient care received in a hospital, skilled nursing facility, hospice, or home health care.
- Medicare Part B
Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
- Part C (Medicare Advantage)
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Private Fee-for-Service Plans (PFFS), and Special Needs Plans (SNP). If you are enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan instead of under Original Medicare. Most Medicare Advantage plans also offer extra benefits such as prescription drug coverage.
- Medicare Part D
Part D adds prescription drug coverage to Original Medicare. These plans are offered by private insurance companies approved by Medicare and will include an additional premium. It is important to review your medications to ensure that they are covered by your particular Part D plan. Often Part D coverage can be found included with a Medicare Advantage plan.
- Medicare Supplement
Medicare Supplement (Medigap) policies are offered through private insurance companies and provide coverage to fill gaps in Original Medicare where the beneficiary is responsible for copayments, coinsurance, and deductibles. These policies offer standardized benefits although the costs may vary by policy and company.
- Extra Help
Extra Help, also known as the Low Income Subsidy (LIS), is a Medicare program that assists people with limited income and resources with their prescription drug costs. If eligible, Extra Help can help pay your Medicare drug plan’s monthly premiums, yearly deductible, coinsurance and copayments. Beneficiaries also would not be subject to the Coverage Gap or any late enrollment penalties. You may automatically qualify for Extra Help if you have full Medicaid coverage, receive help from your state Medicaid program paying your Part B premiums, or if you receive Supplemental Security Income (SSI) benefits. To apply, you can contact your state Medicaid office or call 1-800-MEDICARE (1-800-633-4227).
Aevo Insurance Services, LLC
Whether you have recently been awarded Social Security Disability benefits, are currently uninsured, or have coverage through an employer or government plan, the licensed Medicare specialists at Aevo Insurance Services, a subsidiary of The Advocator Group, are here to support you in making the proper financial decisions as you transition onto the Medicare program.
Go to Aevo Insurance Services